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Question by arianna’s mama: Why doesn’t the Gov. do something about the “hood”?
I really hate how people go on about how these people can overcome it and escape the “hood” but that’s easier said then done. I live near Chicago and have seen every hood in my city. There are NO opportunities whatsoever, all of the people in the hood were born and raised there, no one has decided to just move there. The schools there are horrible and they would rather spend money on some metal detectors then some new books. The only stores they have there are corner stores that don’t even sell basic needs, liquor stores, and fast food restaurants. How can someone make a living like that and get out? They have no banks, no grocery stores, nothing to help these people. Yeah you can argue that the Gov. gives them housing, but have you even seen what is left of the projects? Those places are not even good enough for rats to live in and they are already tearing them down and building up “mixed income housing” where 99% of the housing are expensive condos and townhomes that these people cannot afford! It is such a sad thing to me and I hate how people talk down on these people like its all their fault. You need to take a ride on the west side of Chicago and tell me they have opportunities. Why is the Gov not doing more?
a new job while he cant even get an interview. he works hard as hell and its just depressing. we don’t even live in a bad area, but that was just an example of what its like
Because I know for a fact that people do not want to be in the projects. I have spoken to many people who live in bad BAD areas of Chicago, trying to work, go to school, AND raise their children, its not the welfare they care about (which is never enough anyways) they want to get the HELL OUT. The Chicago projects are for real, I am not even kidding when I say people walk around freely with guns on the top floor of the Ickie’s waiting to gun people down. It’s not even the white people that have the problems, because they do get more help. I have come to realize that the system seems “set up” for Black people to fail. They live in a total different world then we do, they see everything different, they are treated totally different, they grew up totally different. It is 100x easier for a white person to walk out and get a job then it is a black person. Perfect example: my fiance and I (he is black, i am white) have the same degrees, same work experiance, yet it takes me 1 week to find…
The only thing I have said that they can do is not have a victim mentality because that will just keep them down, and keep them thinking negative. I have had long conversations with people who live in areas like this, and they are very smart intelligent people, in fact I have had conversations with homeless people who are smarter then half the people who answer my questions on this site, lol. And sorry, but growing up in a trailer park is FAR more different then growing up in the hoods in Chicago.
I don’t even live in the hood, compared to them I grew up “privileged” and my fam was never rich, but I just know how it is because I see it first hand and don’t view it the way most people do, until you talk to these people, and see what the hell they see, then you can’t say its easy to get out. Thanks to the last answer! Props to you

Best answer:

Answer by ATTENTION: Testicles That Is All
Look no further than the new Liberal hero Sonia Sotomayor. She rose up out of poverty and is now going to be the next Supreme Court justice. Dont give me that, easier said than done garbage.

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Question by Chuck: What do you think about a business a friend of mine has? There is a lot of $ $ $ to be made?
He loans money to people who OWN a house or piece of land in MEXICO who are financially cash strapped. He was explaining to me that he loans them the money up to 35% interest and usually loans them more than he believes they could pay back with a secure lien on the land title, but less than the property is worth (So he can extract his profit) The home/land owners are uaully unable to repay the debt and he forecloses and takes the house, resells it on the market and makes a tidy profit. There is some remodeling involved because most of the homes are in terrible condition.. He calls it “Flip that house” He has shown me the books he keeps and he is making over $ 100K ONLY on this business alone!! He wants me to help remodel and prepare the home and deal with the locals there since I speak spanish fluently. He has also come up with another idea for loaning money on Credit Cards (CC) the interest would be high as well on them..Any input on this? Is it a good way to make a quick buck?

Best answer:

Answer by Big C
Seems like a good idea as long as you are not putting a HUGE investment yourself. Remember books can be doctored, and you would not be the first “friend” to be cheated on.

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Question by sleepylilme: There is a foreclosed house on my street. How can I find out more about this house and how much it is?
I live in a nice neighborhood in Austin, TX. A couple of years ago our neighbors 3 houses down the street moved and a large family moved in. I never saw that the house was “for sale” (no signs in the yard, etc) so I wondered at the time what happened. (If anyone knows how the property changed hands in this manner, I’d like to know). The house is a beautiful house, but the new neighbors turned out to be very undesirable and in a short time the exterior was looking shabby (unmowed lawn, no yard care at all, dying plants, vehicles parked everywhere, tires laying around, a broken window or two). I assume the house was foreclosed on a few months ago as the “owners” are now gone and have left behind a legacy of filth and disrepair. Out of curiosity, I peered in a few windows around the house and my bold husband tried the garage a couple days ago and it was open, so we took a quick walk through the place. I was utterly shocked at the level of ruin this place is in. The carpets are destroyed throughout the property, Appliances pulled away from the wall and rusted out, art niches with the sides smashed in, many broken windows, the ceiling above a 2 story stair has water damage and is peeling/open. The place is a nightmare, YET the structure and design of the house is still intact and holds much promise with restoration. It has a large yard with a few trees (still living, unbelievably)…it is full of all kinds of abandoned crap and furniture at the moment. We really like the house but its certainly in no shape to sell. I am wondering what will happen with this house? I guess it must have been up for sale at a trustee auction (sheriff sale) but I don’t know. There are no signs in the window as far as a HUD sale or anything like that. There is a lockbox on the door and thats it. How do we find out more about this property? I would imagine it would sell rather cheaply in the condition it is in. Is it possible for it to sit vacant for a long period of time? It has already been vacant this fall. What happens to homes in this state of disrepair? Do the banks attempt to clean/fix them before sale, or sell as is? Any info would be appreciated. Thanks!

Best answer:

Answer by Rick W
call the county

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Question by James K: Does anyone know how I would go about selling my home “Rent to Own”?

Want to actually sell but this would be an option if I can’t get what I owe on it.

Best answer:

Answer by Boomer Wisdom
My crystal ball shows me a contract drawn up by an attorney in your near future…

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Question by froghead: Thinking about building “Tiny Home” anyone know about this?
I am thinking of selling my 3 bedroom home that I own clear and free and building a 800 to 1000 sq ft free standing tiny home. and powering it with solar and wind power. I don’t need much more space (along with a shed that might be bigger than house)

Does anyone live in one of these or know about them so they can give me info
It would be more to drive down my living expenses than being green, but like the green results of doing this.

Would be able to do away with utility bills, would take less energy to heat/cool and would serve its purpose.

also thinking of setting up rain collection unit to do most non drinking/cooking applications. for gardening and washing stuff not involved in cooking supplying toilet water and such

Best answer:

Answer by Nata T
good luck. it’s not a GREEN thing, it’s called minimalist. I’ll bet a 3000 square foot home built right would be greener if you wanted it too. Just throw everything out and use nothing, eat nothing, dispose of nothing, bread and water rules.

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Mangled Mortgage: Everything You Need To Know About Foreclosures, Short Sales, and Loan Modifications

“If you plan to be involved in real estate in the next several years, you need to read this book.”

Two of the biggest questions surrounding the housing industry today are:

How did we get here?

and

What h

List Price: $ 2.99

Price: $ 2.99

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Question by : How do I go about selling my house?
I need to sell my house ASAP…

Will I have to pay to have my home appraised first?
How much would that cost me?
And how much can I expect to get tacked onto the price of my home to cover a realtor’s commission?
Would I reasonably be able to sell my house “by-owner?”

Best answer:

Answer by src50
Talk to a realtor.

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Question by J-lynn: I’m about to sell my house in New Orleans, and I have a question…?
I have property in New Orleans that has a house (which has been gutted) on it. This property was affected due to hurricane Katrina. I’m not if that has any relevance to what I’m about to ask, but just wanted to mention it, because it has relevance in the reasoning of why I am selling it for such a cheap price.

I was contacted by a contractor who is willing to buy it from me. He is offering me much less than what the property/dwelling is worth. I am going to take his offer because honestly at this point, I just want it out of my hands. I own the property out right. I paid off my mortgage two years ago and there is no lien on the property.

Here is my question- he has been handling everything and says that my husband and I just need to show up to sign paperwork next tuesday. He says we are going to do a “quick sale” and that he will pay us right then and there with cash. (I’m assuming he means a cashier’s check and not literally cash) This whole process has taken only about two weeks. I’m starting to get concerned that maybe I’m missing something? I’m anxious to get this over with and I’m sure he knows that. I just don’t want to be taken advantge of even more so than I already am by accepting less than what the property is worth…
Is there anything I should know going into this?
What exactly is a “quick sale”?

Best answer:

Answer by kemperk
a; he means cash [bad idea--no paper trail]
b; a quick sale is a bank sale–not applicable in your case
c; he probably intends to FLIP it–he probably has someone else ready to pay him a 15+ profit.
[good for him.]

d; I would do none of this without using a title firm and if your state does not use
a title company to “close escrow,” I would hire a RE atty. It will be worth it.

e; I do not trust your buyer with a 15 ft pole.

LET a contractor handle NONE of the affairs. They are skilled at building and repairing
not in helping buy or sell RE.

HE might even be violating one or more state laws in TRYING TO Rep your interests
which is called DUAL AGENCY–when he can’t offer ANY agency without a license
for REAL ESTATE.

be very polite and hire an ATTY TODAY!

do not tell him that yet. LET the atty call him —or when you are pleased with the ATTY
skills/attitude, have the guy meet you at the atty’s office…….or have the atty
go with you to the contractor’s office.

Available to guide you further

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Question by Emily Gabrielle: Questions about being a Real Estate Agent?
So, so start you off, I’m a 13-year-old-girl.DO NOT SAY I AM TOO YOUNG TO WORRY ABOUT THIS.
I have outstanding grades, and I feel that I am ready to somewhat think of my future.
I have been thinking about graduating out of high school and being a Real Estate Agent.
I have searched some information on Internet already, but that information might not be up to date.
So far, I learned that you don’t exactly have to go to collage/university to be one. All you have to do is study a couple things, take two exams, one for being it, and another for the government to realize you are a Real Estate Agent in the first place, then boom. You’re officially an Agent.
But I want to be more.. official then that. That doesn’t sound like much. I have heard that you can take your business management course or something like that. So then people can look at me out of the pile of other agents and think “Wow, she’s a REAL real estate agent.”
Anyone have any other suggestions on what I should do instead of just taking the course?
Also, the pay. I read that you can get paid from ,000 to 0,000 yearly. That is a very high range, I know. So it seems like a bit of a iffy job. Depends on what the sales are like that year, etc. Plus with the competition.
I want to be someone who stands out, since I am already good with sales and getting people to see my view on things. I also want to make a good pay.
I’m Canadian, so anybody know how much working as an Real Estate Agent in Toronto would be? If if thats a good place to work because of the high number of other Real Estate Agents?
Please, I need a lot of help.
Thanks!

I need suggestions on where to work, as in the province, town, etc. But NOWHERE out of North America.
Also, I need to know if this sounds like a good job for a place with a lot of competition. Or- if its a good job at all. Do I even have the pay right?

K, so thanks!

Best answer:

Answer by breasia
More than a real estate AGENT you want to become a BROKER. A broker can be in business for him/herself and, if desired, employ some agents.
A broker generally knows more than an agent.
I have met many agents as well as brokers in my lifetime. VERY FEW are really capable. You know what they say about a rising tide lifting all boats? That is how I see this business in its up-cycle for even the incompetent salespeople.
I would suggest getting to know a veteran agent or broker and offering some volunteer work.
Watch the real estate ads, both for sale and for rent/lease.
I believe that immersion exposure will guide you.

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Question by sandagal: Can you really make a descent salary using the “work at home” programs? I saw one about selling on e-bay.
Any help would be appreciated, as I am out of work and we need another income. Thanks..

Best answer:

Answer by montana
As far as I’m concerned they are nothing but a rip-off, look for something a little more secure, sorry to hear that your out of work, good-luck!

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