Why doesn’t the Gov. do something about the “hood”?

Posted by | Posted in Buy My Home Fast - Questions & Answers | Posted on 21-05-2012-05-2008

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Question by arianna’s mama: Why doesn’t the Gov. do something about the “hood”?
I really hate how people go on about how these people can overcome it and escape the “hood” but that’s easier said then done. I live near Chicago and have seen every hood in my city. There are NO opportunities whatsoever, all of the people in the hood were born and raised there, no one has decided to just move there. The schools there are horrible and they would rather spend money on some metal detectors then some new books. The only stores they have there are corner stores that don’t even sell basic needs, liquor stores, and fast food restaurants. How can someone make a living like that and get out? They have no banks, no grocery stores, nothing to help these people. Yeah you can argue that the Gov. gives them housing, but have you even seen what is left of the projects? Those places are not even good enough for rats to live in and they are already tearing them down and building up “mixed income housing” where 99% of the housing are expensive condos and townhomes that these people cannot afford! It is such a sad thing to me and I hate how people talk down on these people like its all their fault. You need to take a ride on the west side of Chicago and tell me they have opportunities. Why is the Gov not doing more?
a new job while he cant even get an interview. he works hard as hell and its just depressing. we don’t even live in a bad area, but that was just an example of what its like
Because I know for a fact that people do not want to be in the projects. I have spoken to many people who live in bad BAD areas of Chicago, trying to work, go to school, AND raise their children, its not the welfare they care about (which is never enough anyways) they want to get the HELL OUT. The Chicago projects are for real, I am not even kidding when I say people walk around freely with guns on the top floor of the Ickie’s waiting to gun people down. It’s not even the white people that have the problems, because they do get more help. I have come to realize that the system seems “set up” for Black people to fail. They live in a total different world then we do, they see everything different, they are treated totally different, they grew up totally different. It is 100x easier for a white person to walk out and get a job then it is a black person. Perfect example: my fiance and I (he is black, i am white) have the same degrees, same work experiance, yet it takes me 1 week to find…
The only thing I have said that they can do is not have a victim mentality because that will just keep them down, and keep them thinking negative. I have had long conversations with people who live in areas like this, and they are very smart intelligent people, in fact I have had conversations with homeless people who are smarter then half the people who answer my questions on this site, lol. And sorry, but growing up in a trailer park is FAR more different then growing up in the hoods in Chicago.
I don’t even live in the hood, compared to them I grew up “privileged” and my fam was never rich, but I just know how it is because I see it first hand and don’t view it the way most people do, until you talk to these people, and see what the hell they see, then you can’t say its easy to get out. Thanks to the last answer! Props to you

Best answer:

Answer by ATTENTION: Testicles That Is All
Look no further than the new Liberal hero Sonia Sotomayor. She rose up out of poverty and is now going to be the next Supreme Court justice. Dont give me that, easier said than done garbage.

What do you think? Answer below!

Is my first offer decent?

Posted by | Posted in Buy My Home Fast - Questions & Answers | Posted on 18-05-2012-05-2008

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Question by tiger_lilly33186: Is my first offer decent?
I am trying to buy a house that is listed at $ 190K.
- It has been on the market for 9 months
- The front and back yard have gotten out of hand, the inside has spiderwebs in almost every corner, there is a hole in the garage wall almost a foot wide
- Other houses in the area have sold for as little as $ 170K in the past year but as much as $ 220K.

Our first offer to the seller was $ 175,000 and conditional on a home inspection. Would you consider this a low ball offer or is it fair? Does it matter that the listing says “priced for quick sale” and asked for “as-is offers” only? My realtor told me that just means he is not obligated to fix non-warranty items, like doors, flooring, etc.

Is there a website that can show me the asking price of other homes that were sold in the area and what they actually sold for in the end?

Best answer:

Answer by Chris B
The way to look at is, what is the cost of bringing the property up to a pefect condition, or at least to the standard of other properties in the area.

If the price for a similar property in excellent condition is $ 220k and you have offered $ 175k then this assumes that the work would cost around $ 45k, if this is the case then yes it is reasonable, but you must be loking at like for like.

What do you think? Answer below!

Cleaning out a “store house”?

Posted by | Posted in Buy My Home Fast - Questions & Answers | Posted on 15-05-2012-05-2008

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Question by Just Me: Cleaning out a “store house”?
Does anyone know of a service in Houston that goes into an elderly person’s home, and gets things drastically downsized? My father is the biggest pack rat with a shopping addiction :) . I need a service that will go through, donate, trash, and sell a 2500 sq.ft home that is stuffed! Preferrably someone that can take the payment out of the proceeds.

Best answer:

Answer by Scraggles
CALL your REALTOR!!!!!!!!!!!! Really best option.

Found Coldwell Banker. Bunch more in Houston.

They might have better contacts, they want your business.

These are out of Chicago area for clean up. They have contacts?????????????

http://www.angotti.net/?gclid=CML15KjI0o4CFSadIwodTiIM8A

These have a service too.

https://request.1800gotjunk.com/WEBCLIENT/Forms/wfBook10.aspx?CMP=KNC-goog_junk&HBX_PK=Estate%20clean%20out&HBX_OU=50

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Can we used a quick claim deed to file?

Posted by | Posted in Buy My Home Fast - Questions & Answers | Posted on 12-05-2012-05-2008

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Question by thuy T: Can we used a quick claim deed to file?
My husband and I decide to divorce and we agree to go to a lawyer to sign a paper work, we own a house and a small business in the divorce agreement my husband will take over the house and I take a small business, lawyer told us to wait for 6 month to received a devorce decision from the court house, but after 1 month my husband call me and said that he will bring the house to claim “short sale” some of my friend said that if my husband file that way, the lender of this house will force me to sell my business to pay them the rest we owe in this property, is it true if my husband agree to file a quick claim deed to take my name out I will not responsible any more?

Best answer:

Answer by Judy
It’s called a quit claim. It takes you off the deed, so you don’t own any part of the house, but does NOT release you from the mortgage.

What do you think? Answer below!

for my science class i have to “sell” the element lithium and i need a catchy slogan. Any ideas?

Posted by | Posted in Buy My Home Fast - Questions & Answers | Posted on 09-05-2012-05-2008

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Question by : for my science class i have to “sell” the element lithium and i need a catchy slogan. Any ideas?

Best answer:

Answer by Luke
Lithium best damn metal there is, if you dont believe it stick your head in a bucket of fire !

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What do you think about a business a friend of mine has? There is a lot of $$$ to be made?

Posted by | Posted in Buy My Home Fast - Questions & Answers | Posted on 06-05-2012-05-2008

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Question by Chuck: What do you think about a business a friend of mine has? There is a lot of $ $ $ to be made?
He loans money to people who OWN a house or piece of land in MEXICO who are financially cash strapped. He was explaining to me that he loans them the money up to 35% interest and usually loans them more than he believes they could pay back with a secure lien on the land title, but less than the property is worth (So he can extract his profit) The home/land owners are uaully unable to repay the debt and he forecloses and takes the house, resells it on the market and makes a tidy profit. There is some remodeling involved because most of the homes are in terrible condition.. He calls it “Flip that house” He has shown me the books he keeps and he is making over $ 100K ONLY on this business alone!! He wants me to help remodel and prepare the home and deal with the locals there since I speak spanish fluently. He has also come up with another idea for loaning money on Credit Cards (CC) the interest would be high as well on them..Any input on this? Is it a good way to make a quick buck?

Best answer:

Answer by Big C
Seems like a good idea as long as you are not putting a HUGE investment yourself. Remember books can be doctored, and you would not be the first “friend” to be cheated on.

What do you think? Answer below!

There is a foreclosed house on my street. How can I find out more about this house and how much it is?

Posted by | Posted in Buy My Home Fast - Questions & Answers | Posted on 03-05-2012-05-2008

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Question by sleepylilme: There is a foreclosed house on my street. How can I find out more about this house and how much it is?
I live in a nice neighborhood in Austin, TX. A couple of years ago our neighbors 3 houses down the street moved and a large family moved in. I never saw that the house was “for sale” (no signs in the yard, etc) so I wondered at the time what happened. (If anyone knows how the property changed hands in this manner, I’d like to know). The house is a beautiful house, but the new neighbors turned out to be very undesirable and in a short time the exterior was looking shabby (unmowed lawn, no yard care at all, dying plants, vehicles parked everywhere, tires laying around, a broken window or two). I assume the house was foreclosed on a few months ago as the “owners” are now gone and have left behind a legacy of filth and disrepair. Out of curiosity, I peered in a few windows around the house and my bold husband tried the garage a couple days ago and it was open, so we took a quick walk through the place. I was utterly shocked at the level of ruin this place is in. The carpets are destroyed throughout the property, Appliances pulled away from the wall and rusted out, art niches with the sides smashed in, many broken windows, the ceiling above a 2 story stair has water damage and is peeling/open. The place is a nightmare, YET the structure and design of the house is still intact and holds much promise with restoration. It has a large yard with a few trees (still living, unbelievably)…it is full of all kinds of abandoned crap and furniture at the moment. We really like the house but its certainly in no shape to sell. I am wondering what will happen with this house? I guess it must have been up for sale at a trustee auction (sheriff sale) but I don’t know. There are no signs in the window as far as a HUD sale or anything like that. There is a lockbox on the door and thats it. How do we find out more about this property? I would imagine it would sell rather cheaply in the condition it is in. Is it possible for it to sit vacant for a long period of time? It has already been vacant this fall. What happens to homes in this state of disrepair? Do the banks attempt to clean/fix them before sale, or sell as is? Any info would be appreciated. Thanks!

Best answer:

Answer by Rick W
call the county

What do you think? Answer below!

what do I need to do to buy a house on a “quick sale”?

Posted by | Posted in Buy My Home Fast - Questions & Answers | Posted on 30-04-2012-05-2008

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Question by freebird: what do I need to do to buy a house on a “quick sale”?
I have the chance to buy a house for $ 35.000.I will pay cash..the owner wants to do a quick sale.What should I do to prepare for the deal?will there be hidden charges…the owner is using her family lawyer who will not charge closing cost.Will I have to pat tax on the price of the house at closing?

Best answer:

Answer by realtor.sailor
Yes, there will be other charges, but it’s negotiable as to who pays. There’s a transfer tax and title insurance. Plus you should have the property inspected. However, first you and the seller need to sign a contract for sale and purchase.

realtor.sailor

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Does anyone know how I would go about selling my home “Rent to Own”?

Posted by | Posted in Buy My Home Fast - Questions & Answers | Posted on 27-04-2012-05-2008

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Question by James K: Does anyone know how I would go about selling my home “Rent to Own”?

Want to actually sell but this would be an option if I can’t get what I owe on it.

Best answer:

Answer by Boomer Wisdom
My crystal ball shows me a contract drawn up by an attorney in your near future…

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“we buy ugly houses”–have any of you done business with “the ugly house people”? i`m thinking of selling.

Posted by | Posted in Buy My Home Fast - Questions & Answers | Posted on 24-04-2012-05-2008

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Question by miss kitty: “we buy ugly houses”–have any of you done business with “the ugly house people”? i`m thinking of selling.
my house needs some repair work–nothing drastic, but more than i can take on myself. is it best to hire someone to do the work or try to sell “as is”? i`m located in minneapolis, minnesota….

Best answer:

Answer by JULES
You should have some one do it then sell it.. You need to get good $ $ . Don’t just give it to someone and let them gett all the $ $

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